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Homebuyer Protection for Outaouais Real Estate Buyers

Exclusive Via Capitale Protection For Buyers For Devices And Systems Within The Building

What does Homebuyer protection consist of?


Homebuyer Protection is available to buyers who have purchased a property through a participating Via Capitale broker. It applies in the event of sudden breakage, breakdown or unexpected default that requires repair:


  • Household appliances included in the sale (stove, range hood, dishwasher, etc.)

  • Electrical, plumbing, heating, ventilation and air conditioning systems located inside the main residence, in the heated garage or as part of the heat pump. **


Note: Devices and systems and their equipment must be in good working condition on the date the deed of sale is signed.

Homebuyer Protection covers repair costs up to $1,000 per claim (taxes included) and a maximum of $10,000 per coverage period. A deductible of $100 per claim applies.


Homebuyer Protection takes effect on the day the deed of sale is signed and is available for up to 12 months.


What are the eligibility requirements? *


The building must consist of a maximum of 4 units, used strictly and entirely for residential purposes, inhabitable year-round and subject to a promise to purchase of over $75,000.


New buildings, buildings subject to a judicially controlled sale or mortgage repossessions, vacant buildings that have been vacant for over 90 days and buildings sold without legal guarantee are excluded.


The information contained on this website is not a contract and is only an overview of Homebuyer Protection. Eligibility requirements, as well as restrictions and exclusions apply. To know more about all the conditions, definitions, limitations and exclusions or to make a claim, please contact the program administrator by phone at 1-877-491-2433.